Fixed index annuities can help you accumulate money for retirement and provide guaranteed income after you retire. A fixed index annuity may be a good choice if you want the opportunity to earn indexed interest, but don’t want to risk losing money in the market.
What is a fixed index annuity?
Six reasons to consider a fixed index annuity (FIA)
1) Accumulate for retirement
2) Protect your principal
3) Grow tax-deferred
4) Get flexibility
5) Receive guaranteed income
6) Leave a legacy
See how fixed index annuities work.
Fixed index annuities have two phases: The first is the accumulation phase, during which your annuity can earn interest and grow tax-deferred.
You buy a fixed index annuity.
Your annuity earns interest.
Your annuity grows tax-deferred.
The second phase begins when you start taking income. We call this the distribution phase.
Your annuity provides income.
We offer several FIAs to help address a variety of financial goals. Your financial professional can help you decide whether one of these may be appropriate for your unique needs.